YTD Non-QM Fundings
Explore Mega's funded footprint by state. Hover for a snapshot; click to keep the full breakdown open.
Non-QM Is Funding Across America
Real loans. Real markets. Real Non-QM opportunities.
At Mega Capital Funding, Non-QM lending isn’t simply a list of programs and guidelines. It’s about helping mortgage brokers turn challenging borrower scenarios into funded loans.
Our 2026 Non-QM Funding Footprint demonstrates that reach, with Non-QM loans funded across 33 states and growing.
Explore Our Non-QM Funding Footprint
Use the interactive map above to explore where Mega is actively funding Non-QM loans across the country. The different activity levels represent our growing funding presence while highlighting markets where brokers are successfully closing Non-QM business with Mega.
Helping Brokers Find More Ways to Say “Yes”
Today’s borrowers don’t always fit neatly into traditional Agency guidelines. Self-employed borrowers, real estate investors, entrepreneurs, and borrowers with complex income situations often require a different approach.
That’s where Mega’s Non-QM lending solutions can help.
Our experienced wholesale team works with mortgage brokers to identify financing opportunities for borrowers who may need alternative methods of documenting income or qualifying for a mortgage.
Solutions include:
Bank Statement financing for self-employed borrowers
DSCR financing for real estate investors
P&L income qualification
1099 borrower programs
Asset Utilization
One-Year Full Documentation
Closed-End Second mortgages
Additional Non-QM solutions for unique borrower scenarios
More Than a Program. A Funding Partner.
Having competitive guidelines is important. Getting the loan funded is what matters.
Mega combines competitive Non-QM options with experienced underwriting, responsive Account Executives, scenario support, and technology designed to help brokers move loans from opportunity to closing.
Whether you’re working with a self-employed business owner, an experienced investor, or a borrower whose income doesn’t fit the traditional lending box, we encourage you to bring us the scenario.
Your Next Non-QM Funding Could Be the Next State We Highlight.
Have a borrower who doesn’t fit the Agency box?
Let Mega take a look.
Programs, rates, terms, and guidelines are subject to change without notice. Additional restrictions and requirements may apply. For mortgage professional use only and not intended for distribution to consumers.
Mega Capital Funding, Inc. | NMLS ID #303203 | Equal Housing Lender
