The Mega Capital Mortgage Blog

Explore Mega Capital Funding’s Simple Elite Bank Statement mortgage program for self-employed borrowers. Use 12 or 24 months of personal or business bank statements to document qualifying income, with loan amounts up to $3 million and business expense factors as…

Just funded a DSCR loan in 18 days. Another successful Non-QM closing! This $600,000 investment property purchase was funded through our XDSCR Program with 40% LTV and a 778 FICO. At Mega Capital Funding, we understand that speed, flexibility, and…

YTD Non-QM Fundings Explore Mega’s funded footprint by state. Hover for a snapshot; click to keep the full breakdown open. State colors are decorative — they do not represent volume or funding totals. Gray = no qualifying YTD Non-QM funding…

Close DSCR Loans in 20 Days or Less: 10 Proven Tips for Mortgage Brokers Want to close DSCR loans faster and deliver a better experience for your real estate investor clients? While every transaction is unique, a streamlined process can…

Take Mega Wherever Life Takes You. From weekend getaways and beach days to grocery runs and everyday adventures, the Mega Capital Premium Tote is designed to go wherever you do. Spacious, stylish, and built to last, it’s the perfect companion…

Looking to grow your Non-QM business? Discover how DSCR loans allow real estate investors to qualify using property cash flow instead of personal income. In this webinar, learn how mortgage brokers can turn investor scenarios into funded loans using Mega…

Mega Capital continues to roll out powerful tools to help brokers work smarter, close faster, and win more deals. Introducing MGenie, your Mortgage AI Assistant — the on-demand AI built for loan scenarios, product questions, and guideline support, providing instant,…

Homeowners are equity-rich but rate-locked. Fixed 2nd mortgages and HELOCs allow borrowers to access cash without refinancing their first lien. With **Mega Capital Funding’s new Express HELOC—no appraisal required—brokers can close faster, reduce friction, and unlock new opportunities in today’s…