MORE OPTIONS. MORE OPPORTUNITIES.

MVP X Program

A previous credit event doesn't necessarily mean the end of the financing conversation.

Mega Capital Funding's MVP X Program offers additional financing possibilities for eligible borrowers with prior credit events. Explore the seasoning requirements and corresponding program limits below for Full Doc and 1099 borrowers.

Credit Event Seasoning

Applicable to:

BK / FC / SS / DIL / MOD / NOD

Bankruptcy • Foreclosure • Short Sale • Deed-in-Lieu • Modification • Notice of Default

FULL DOC & 1099
PROGRAM GUIDELINE SNAPSHOT

Criteria	≥48 Mo	≥36 Mo	≥24 Mo	≥12 Mo
Max LTV/CLTV Purchase	Per Matrix	80%	80%	70%
Max LTV/CLTV Refinance	Per Matrix	75%	75%	N/A
Max Loan Amount	Per Matrix	$2.0M	$1.5M	$1.0M
Min FICO	Per Matrix	680	680	680

M = million. This is a summary only. All loan parameters and credit-event seasoning requirements are subject to the applicable program matrix and full underwriting guidelines.

LET'S FIND THE RIGHT SOLUTION

Have a Challenging Scenario?

Your Mega Capital Funding Account Executive can help you review the available options, confirm program eligibility, and explore potential solutions for your borrowers.

LEARN MORE ›

Reach out to your assigned Account Executive for program guidelines and scenario reviews.

Please contact your account executive for more details

More Opportunities. One Trusted Lending Partner.

Count on Mega Capital Funding for flexible program options, experienced support, and a commitment to helping you get more deals funded.

Mega Capital Funding, Inc. All rights reserved. This material is intended solely for the use of licensed mortgage professionals. Distribution to consumers is strictly prohibited. Program and rates are subject to change without notice. Not available in all states. Terms subject to qualification.

www.mcfunding.com | NMLSConsumerAccess.org
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MVPX – Turn Credit Challenges Into Opportunities

MVP X Program

Credit Event Seasoning

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MVPX – Turn Credit Challenges Into Opportunities

MVP X Program

Credit Event Seasoning

Have a Challenging Scenario?

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Useful Links

Legal

Become Our Partner