Author: Mel Fe

75% LTV Cash-Out Bank Statement Loans

By Mel Fe0 CommentsNon-QM
The Bank Statement loan program offers a unique opportunity for individuals with non-traditional income sources to secure financing by leveraging their actual bank deposits as proof of income. This program is particularly beneficial for self-employed individuals, freelancers, and small business owners who may not have standard income documentation like W-2s…
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Housing Market in 2025

By Mel Fe0 CommentsUncategorized
The housing market in 2025 is projected to experience moderate growth, with variations across different regions. Key forecasts include: National Trends: • Home Prices: Zillow anticipates a modest 0.9% increase in U.S. home prices from July 2024 to July 2025. Redfin projects a 4% rise in median home-sale prices by the…
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Conforming Loan Limit for 2025

By Mel Fe0 CommentsPrograms
Fannie Mae loan limit values are increasing in 2025. The new loan limit for most of the country will be $806,500 — a 5.21% increase over the 2024 limit — and is effective for whole loans delivered to Fannie Mae and loans in MBS pools with issue dates on or…
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Bank Statement Loans

By Mel Fe0 CommentsNon-QM
What are Bank Statement Loans? Bank Statement Loans are a type of mortgage designed for self-employed individuals or those with non-traditional income sources who may have difficulty qualifying for a conventional loan. One of the primary benefits of Bank Statement Loans is their accessibility for individuals with non-traditional income sources,…
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Top Marketing Ideas for Wholesale Brokers in 2025

By Mel Fe0 CommentsMarketing Tips
Wholesale brokers marketing efforts for 2025 will likely focus on leveraging emerging technologies and data-driven strategies to enhance their reach and effectiveness. As the digital landscape continues to evolve, brokers will need to adapt by utilizing AI-powered tools for customer insights and personalized marketing campaigns. Social media platforms will play…
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