Programs

The Benefits of Bank Statement Loans with Mega Capital

By Mel Fe0 CommentsNon-QM

Traditional mortgage can be challenging due to fluctuating income and non-traditional documentation of earnings. Bank statement loan programs offer a flexible alternative

75% LTV Cash-Out Bank Statement Loans

By Mel Fe0 CommentsNon-QM

The Bank Statement loan program offers a unique opportunity for individuals with non-traditional income sources to secure financing by leveraging their actual bank deposits as proof of income. This program is particularly beneficial for self-employed individuals, freelancers, and small business owners who may not have standard income documentation like W-2s…

Conforming Loan Limit for 2025

By Mel Fe0 CommentsPrograms

Fannie Mae loan limit values are increasing in 2025. The new loan limit for most of the country will be $806,500 — a 5.21% increase over the 2024 limit — and is effective for whole loans delivered to Fannie Mae and loans in MBS pools with issue dates on or…