- Licensed States Map
- Second Mortgage Map
- DSCR Exempt States Map

Fixed Closed-End Second Loan Program: Not available in MI, and OK
MHELOC Arm: Not available in HI, ND, NV, SD, TN, TX, WV, IA, WY, MI, OK
MHELOC Fixed: Not available in HI, ND, NV, OK, SD, TN, IA, WV, WY, MI
TX: Standalone refinance transactions on OO only.
- Alabama #23012
- Arizona #1001176
- California DFPI #603A486, CA-DRE #01233872
- Colorado #303203
- Connecticut #ML-303203
- Delaware #035860
- District of Columbia #MLB303203
- Florida #MLD1274
- Georgia #52995
- Idaho #MBL-2080303203
- Illinois #MB.6761361
- Indiana #59220
- Kentucky #MC763986
- Louisiana #303203
- Maryland #303203
- Massachusetts Mortgage Lender # ML303203
- Michigan #FR0023943
- Minnesota #MN-MLO-303203
- Mississippi #303203
- Nevada #5404
- New Hampshire 303203MB
- New Jersey #303203
- North Carolina # L-205049
- North Dakota# ML 104561, MB103886
- Ohio # RM.804784.000
- Oklahoma #MLO14075
- Oregon # ML-5037
- Pennsylvania #92780
- Rhode Island # 20224334LL
- South Carolina # MLS – 303203
- Tennessee #303203
- Texas-SML #303203
- Utah #303203
- Virginia #MC-6801
- Washington CL-303203
- Wisconsin# 303203BA
TEXAS RESIDENTS:
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”
ILLINOIS RESIDENTS:
State Of Illinois Community Reinvestment Notice: The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department.