Non-QM Customers' Testimonials
Mega’s Non-QM programs provide flexibility and accessibility for clients who don’t meet traditional lending criteria, helping them achieve homeownership and investment goals.
Key Features:
- Flexible Criteria: Ideal for self-employed individuals and freelancers, assessing real financial standing.
- Variety of Options: Includes bank statement loans, 1099, p&l, asset-based loans, DSCR, and many more for diverse needs.
- Competitive Rates: Attractive interest rates based on individual risk profiles.
- No Income Verification: Many options bypass traditional income checks for those with complex income.
- Higher Loan Limits: Larger loan amounts for luxury properties or significant investments.
These programs empower clients to secure financing that aligns with their aspirations. Contact your AE to explore these opportunities.
1-Year Tax Return
Qualifying for financing with just one year of tax returns makes it easier for individuals with fluctuating incomes, such as self-employed individuals and freelancers, to achieve homeownership or investment goals.
Bank Statement
Our unique Bank Statement Loan Program is designed to cater to self-employed individuals, freelancers, and entrepreneurs who may not have traditional income documentation like W-2s or pay stubs. By allowing you to qualify based solely on your bank statements, we provide a flexible and accessible solution tailored to your unique financial situation.
Asset Utilization
This program is perfect for investors, retirees, or anyone with substantial assets looking to capitalize on their financial resources without the need for traditional income proof. By focusing on your asset base, we provide a straightforward path to securing the funds you need, empowering you to make informed decisions and achieve your financial aspirations.
For Your Non-QM Loan Scenarios
As a valued partner, let us help you turn your loan scenarios into closings. With our expert guidance and tailored solutions, we are committed to transforming your loan scenarios into successful closings. We provide the personalized support and innovative tools necessary to help you. Start your lending experience with Mega as rewarding and efficient as possible.
Debt Service Coverage Ratio (DSCR)
Our DSCR program is crafted to provide the financial flexibility and convenience necessary for successful real estate investing. By focusing on the property’s income-generating potential, we offer a straightforward path to securing the funds you need.
1099
Our program is designed to accommodate the diverse needs of those with non-traditional income sources, offering a viable path to homeownership or investment.
Profit & Loss Statement
This program is crafted to offer financial flexibility and support for business owners who rely on their enterprise’s performance rather than traditional income documentation. Explore the possibilities with our P&L Statement Loan Program today and take the next step toward achieving your business goals.
VOE ONLY
This program is tailored to meet the needs of individuals who possess a strong employment record but may not have the standard documentation typically required for a mortgage.
