Non-QM Loan Programs
Please select a program below:
Get 25 Bps Extra! Lock by 9/30 and Fund by 10/15. Please contact your AE for details.
Please select a program below:
Please select a program below:
Please select a program below:
Please select a program below:
Get 25 Bps Extra! Lock by 9/30 and Fund by 10/15. Please contact your AE for details.
Please select a program below:
Monthly Specials
We’re excited to offer you some fantastic specials designed to meet your needs and exceed your expectations.
Lock by 9/30 and Fund by 10/15
- Bank Statement – Get 25 Bps Extra
- DSCR – Get 25 Bps Extra
- Closed-End 2nd – Get 50 Bps Extra
Mega’s Non-QM programs provide flexibility and accessibility for clients who don’t meet traditional lending criteria, helping them achieve homeownership and investment goals.
Key Features:
- Flexible Criteria: Ideal for self-employed individuals and freelancers, assessing real financial standing.
- Variety of Options: Includes bank statement loans, 1099, p&l, asset-based loans, DSCR, and many more for diverse needs.
- Competitive Rates: Attractive interest rates based on individual risk profiles.
- No Income Verification: Many options bypass traditional income checks for those with complex income.
- Higher Loan Limits: Larger loan amounts for luxury properties or significant investments.
These programs empower clients to secure financing that aligns with their aspirations. Contact your AE to explore these opportunities.
| NON-QM FORMS | |
|---|---|
|
Business Narrative / Self-Employment Questionnaire |
|
|
Borrower Certification of Business Purpose |
|
|
Business Purpose Occupancy Affidavit |
|
|
MCFI Scenario Exception Request Form |
|
|
Occupancy Certification |
|
|
Ability to Repay Borrower Confirmation |
|
|
Wholesale NQM Initial Submission Form |
|
|
AML Beneficial Form |
|
|
Ability to Repay |
