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75% LTV Cash-Out Bank Statement Loans

By Mel Fe0 CommentsNon-QM
The Bank Statement loan program offers a unique opportunity for individuals with non-traditional income sources to secure financing by leveraging their actual bank deposits as proof of income. This program is particularly beneficial for self-employed individuals, freelancers, and small business owners who may not have standard income documentation like W-2s…
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Housing Market in 2025

By Mel Fe0 CommentsUncategorized
The housing market in 2025 is projected to experience moderate growth, with variations across different regions. Key forecasts include: National Trends: • Home Prices: Zillow anticipates a modest 0.9% increase in U.S. home prices from July 2024 to July 2025. Redfin projects a 4% rise in median home-sale prices by the…
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Conforming Loan Limit for 2025

By Mel Fe0 CommentsPrograms
Fannie Mae loan limit values are increasing in 2025. The new loan limit for most of the country will be $806,500 — a 5.21% increase over the 2024 limit — and is effective for whole loans delivered to Fannie Mae and loans in MBS pools with issue dates on or…
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Bank Statement Loans

By Mel Fe0 CommentsNon-QM
What are Bank Statement Loans? Bank Statement Loans are a type of mortgage designed for self-employed individuals or those with non-traditional income sources who may have difficulty qualifying for a conventional loan. One of the primary benefits of Bank Statement Loans is their accessibility for individuals with non-traditional income sources,…
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Top Marketing Ideas for Wholesale Brokers in 2025

By Mel Fe0 CommentsMarketing Tips
Wholesale brokers marketing efforts for 2025 will likely focus on leveraging emerging technologies and data-driven strategies to enhance their reach and effectiveness. As the digital landscape continues to evolve, brokers will need to adapt by utilizing AI-powered tools for customer insights and personalized marketing campaigns. Social media platforms will play…
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By admin0 CommentsGeneral
“I already promote our Great Pricing and Excellent Turntimes!!   I constantly monitor and manage the file in moving it forward working hand and hand with LO/Processor. Together WE Succeed is my motto!  I would like to say and give kudos to Amy in being very efficient & professional in…
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By jcruz0 CommentsUncategorized
I am so excited that you are clear to close in 4 days!! Allison you are a rock star! Michelle, thank you for you quick underwriting!!
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By jcruz0 CommentsUncategorized
It’s really tough out there for us all, but this puts things in perspective as to why we do what we do. All the thanks to Michelle Juffe on this one! Her accessibility, connection to our partners, and desire to go the extra mile! I wanted to Thank You and…
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